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Original Medicare A & B
Part A and Part B are often referred to as “Original Medicare.” Original Medicare is one of your health coverage choices as part of the Medicare program managed by the federal government. Unless you choose a Medicare health plan, you will be enrolled in Original Medicare. You can go to any doctor, supplier, hospital, or other facility that is enrolled in Medicare and accepting new Medicare patients.
Medicare Supplement +
Prescription Drug Plan
Medicare Supplement Plans cover gaps in Original Medicare Part A and B.
Medicare Supplement Plans help pay some of the health care costs that the Original Medicare Plan doesn't cover. Medicare Supplement Plans are not the same as Medicare Advantage Plans and can only be combined with Original Medicare.
If you choose a Supplement plan you should also enroll in a stand-alone Prescription Drug Plan.
Prescription Drug plans cover prescription needs.
Medicare Advantage (Part C) plans work in place of your Part A and Part B Medicare coverage. They are offered by private insurance companies. Medicare Advantage plans may include prescription drug plans. Those are referred to as MAPD plans.
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There is never a fee for my services!
As in independent agent I will work for you as your trusted advisor and educate you on your individual choices. I'll do the the legwork for you and research plan benefits from the top health insurance carriers. Together, we will choose a plan that best covers your needs and budget..
The rates I provide are the exact same rates offered by direct insurance companies with the added benefit of my services 365 days a year.
I will be there for you year-round. and for years to come. That means you can call me with questions including problems with billing or claims. You'll also receive an annual policy review and annual rate check to make sure you are on the best plan as life changes.
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